Jefferson County property record for 19 Juniper Dr, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,621 sqft · built 2005 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,476 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-5B-0099.0000 |
| Primary APN | 09-5B-0099.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,621 sqft Living Area |
| 1st Floor Area | 3,516 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Row Home |
| Exterior Material | Stucco |
| Lot Area | 16,074 sqft (0.369 acres) |
| Lot Dimensions | 217 ft deep x 77.2 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 19 JUNIPER DR |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #D68 FERNBANK |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972201 |
19 Juniper Dr is owned and occupied by an individual.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| May 1, 2019 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 19 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4192 |
| Document Number | 0000008480 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 561 FERNBANK DR SHEPHERDSTOWN WV 254434288, SHEPHERDSTOWN, WV 25443-4288 |
| Document Number | 0000008480 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 002293/000055 |
| Instrument | 8480 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | May 1, 2019 |
| Property Address | 19 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4192 |
| Document Number | 0000004909 |
| Book / Page | 001222 / 000292 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 4909 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,441.34 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 567 SHEPHERDSTOWN WV 254430567, SHEPHERDSTOWN, WV 25443-0567 |
| Document Number | 4910 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 002222/000191 |
| Instrument | 4910 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 30, 2034 |
The 2026 property tax bill for 19 Juniper Dr was $3,476, up 5.9% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,476.00 (+5.88%) | $301,400 (+6.65%) Land $79,000 Building $222,400 | $502,333 (+6.63%) Land $131,667 Building $370,667 |
| 2025 | $3,283.00 | $282,600 Land $60,200 Building $222,400 | $471,100 Land $100,400 Building $370,700 |
| 2023 | $3,090.00 | $264,600 Land $60,200 Building $204,400 | $441,000 Land $100,400 Building $340,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Juniper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Juniper Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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