32 Horton St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 32 Horton St, Gloucester, MA 01930

Property Summary

Property Type	Charitable / Fraternal Organization
Details	1 bd · 2 ba · 5,410 sqft · built 1870
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on File
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone VE (high risk)
APN	`GLOU M:0129 B:0004 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0129 B:0004 L:0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	5,410 sqft Total Area
Gross Area	13,045 sqft
1st Floor Area	3,856 sqft
Attic	Attic
Attic Area	1,705 sqft
Basement Area	2,332 sqft
Unfinished Basement	2,332 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	32 HORTON ST
City	GLOUCESTER
State	MA
Zip	01930-4149
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	MI
Legal Block	4
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 Horton St, a commercial property, is owned by a company that acquired it in August 2015.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	32 HORTON ST, GLOUCESTER, MA 01930-4149
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage NEWBURYPORT FIVE CENTS SVGS BK
Apr 30, 2020	Deed of Trust, Mortgage NEWBURYPORT FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 11, 2015
Transfer Doc	564484
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	32 HORTON ST, GLOUCESTER, MA 01930-4149
Document Number	0000611889
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32 HORTON ST GLOUCESTER MA 019304149, GLOUCESTER, MA 01930-4149

Mortgage

Document Number	0000611889
Date	May 4, 2020
Instrument	611889

Lender

Name	NEWBURYPORT FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	32 HORTON ST, GLOUCESTER, MA 01930-4149
Document Number	0000611885
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32 HORTON ST GLOUCESTER MA 019304149, GLOUCESTER, MA 01930-4149

Mortgage

Document Number	0000611885
Date	May 4, 2020
Instrument	611885

Lender

Name	NEWBURYPORT FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2026	$3,804,200 (+7.7%) Land $3,299,100 Building $505,100
2025	$3,532,100 (+4.61%) Land $3,055,100 Building $477,000
2024	$3,376,400 (+10.61%) Land $2,909,900 Building $466,500
2023	$3,052,400 Land $2,596,300 Building $456,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Horton St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Horton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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