21 Horton St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 21 Horton St, Gloucester, MA 01930

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 bd · 1.5 ba · 948 sqft · built 1920
Lot Size	0.046 acres (2,000 sqft)
Owner	Company Name on Record
Last Sale	$1,710,000 (Sep 2023)
Tax Bill	$16,730 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone VE (high risk)
APN	`GLOU M:0128 B:0021 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0128 B:0021 L:0000`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	948 sqft Living Area
Gross Area	1,598 sqft
1st Floor Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,000 sqft (0.046 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 HORTON ST
City	GLOUCESTER
State	MA
Zip	01930-4108
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-10
Legal Block	21
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	304 RHODODENDRON DR, CHAPEL HILL, NC 27517-8331
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Aug 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Sep 5, 2008 · Amount on Record
Deed Book / Page	41751 / 193
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	041751-193
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 8, 2023
Property Address	21 HORTON ST, GLOUCESTER, MA 01930-4108
Document Number	041751-193
Book / Page	41751 / 193
Instrument Date	Sep 7, 2023
Instrument	20230908000350
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RHODODENRON DR, CHAPEL HILL, NC 27517-8331

Mortgage

Document Number	230908000360
Date	Sep 8, 2023
Instrument	230908000360

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 12, 2022
Property Address	21 HORTON ST, GLOUCESTER, MA 01930-4108
Document Number	041128-541
Book / Page	41128 / 541
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MILFORD ST, BOSTON, MA 02118-3612

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,730.00 (+3.35%)	$1,797,000 (+7.9%) Land $1,410,000 Building $387,000	$1,694,948 (-1.73%)
2025	$16,188.00 (+6.81%)	$1,665,400 (+6.91%) Land $1,305,500 Building $359,900
2024	$15,156.00 (+5.43%)	$1,557,700 (+14.76%) Land $1,243,400 Building $314,300	$1,724,820
2023	$14,375.00	$1,357,400 Land $1,060,800 Building $296,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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