25 Horton St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 25 Horton St, Gloucester, MA 01930

Property Summary

Property Type	Destroyed / Uninhabitable Vacant Land
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Aug 2026)
Tax Bill	$57 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage
Flood Zone	Zone VE (high risk)
APN	`128 19`

Property Details

APN / Parcel Number

Primary APN	`128 19`
Alternative APN	`GLOU M:0128 B:0019 L:0000`

Exterior

Lot Area	4,400 sqft (0.101 acres)

Location & Zoning

Old Parcel Number	128 19
Street Address	25 HORTON ST
City	GLOUCESTER
State	MA
Zip	01930-4108
Property Category	Vacant Land
Property Type	Vacant Land > Destroyed / Uninhabitable
Local Zoning Code	R-10
Legal Block	19
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

25 Horton St, destroyed / uninhabitable vacant land, is owned by an individual who bought it in August 2026.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 CLARENDON ST, GLOUCESTER, MA 01930-4172
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer · ARM BANK OF AMERICA
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Deed Document Number	20261470
Deed Book / Page	43573 / 266
Prior Transfer Date	Aug 14, 2026
Prior Transfer Doc	0000001470
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 17, 2026
Property Address	25 HORTON ST, GLOUCESTER, MA 01930-4108
Document Number	0000001470
Book / Page	43573 / 266
Instrument Date	Aug 14, 2026
Instrument	20261470
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CLARENDON ST, GLOUCESTER, MA 01930-4172

Mortgage

Date	Aug 17, 2026

Lender

Name	BANK OF AMERICA

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Index	Other
Margin	3
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 17, 2026
Property Address	25 HORTON ST, GLOUCESTER, MA 01930-4108
Document Number	0000001480
Book / Page	43573 / 269
Instrument Date	Aug 14, 2026
Instrument	20261480
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001480,
Date	Aug 17, 2026
Book Page	43573/269
Instrument	20261480

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Index	Other
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 25 Horton St was $57, up 3.6% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$57.00 (+3.64%)	$6,100 (+7.02%) Land $6,100
2025	$55.00 (+3.77%)	$5,700 (+5.56%) Land $5,700
2024	$53.00	$5,400 Land $5,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Horton St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Horton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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