32 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 32 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1948
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2024)
Tax Bill	$7,542 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00086-0000-00007-06`

Property Details

APN / Parcel Number

Primary APN	`25-00086-0000-00007-06`
Alternative APNs	`25000860000000070006` `2500086000000007J`

Interior

Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number	2500086000000007J
Street Address	32 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-7.07
Legal Subdivision	BOROUGH/MOUNT EPHRAIM
Legal Block	86
Legal Lot Number	7.6
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2003
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed, Transfer · FHA Mortgage TRIDENT MORTGAGE COMPANY LP
Feb 21, 2017	Deed, Transfer · Conventional Mortgage UNITED SAVING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2024 · Amount on Record
Deed Sale	Dec 14, 2024 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	202475951
Deed Book / Page	12724 / 115
Prior Transfer Date	May 29, 2015
Prior Transfer Doc	0000050151
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 23, 2020
Property Address	32 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000079808
Book / Page	11527 / 1803
Instrument Date	Apr 30, 2020
Instrument	2020079808
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT LAND TRANSFER CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 MADISON AVE, 200, BARRINGTON, NJ 08007-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Investor	Possibly a Property Investor

Mortgage

Document Number	0115271811
Date	Oct 23, 2020
Instrument	11527/1811

Lender

Name	TRIDENT MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000079810
Date	Oct 23, 2020
Book Page	11527/1827
Instrument	2020079810

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Jun 1, 2025

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 21, 2017
Property Address	32 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000012379
Book / Page	10577 / 1336
Instrument Date	Jan 24, 2017
Instrument	2017012379
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4114 MAPLE AVE, 4114, MERCHANTVILLE, NJ 08109-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 E KINGS HWY, AUDUBON, NJ 08106-1218

Mortgage

Document Number	0000012380
Date	Feb 21, 2017
Book Page	10577/1340
Instrument	2017012380

Lender

Name	UNITED SAVING BANK
Type	Non-Lending Institution
Address	PHILADELPHIA, PA 19145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,000 (-) Land $37,600 Building $103,400	$141,000 (-) Land $37,600 Building $103,400
2025	$7,542.00 (+2.38%)	$141,000 (-) Land $37,600 Building $103,400	$141,000 (-) Land $37,600 Building $103,400
2024	$7,367.00 (+4.16%)
2023		$141,000 Land $37,600 Building $103,400	$141,000 Land $37,600 Building $103,400
2022	$7,073.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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