40 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 40 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	1,019 sqft · built 1940
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$83,816 (Aug 2022)
Tax Bill	$6,028 (2025)
Deeds & Mortgages	Aug 2022 Sale Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-00086-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`25-00086-0000-00014`
Alternative APN	`250008600014`

Interior

Stories	1 Story
Building Area	1,019 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Location & Zoning

Street Address	40 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	86
Legal Lot Number	14
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2003
Census Tract	605400

Owner

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed, Transfer AMERICAN HOME TITLE
Dec 11, 2020	Quit Claim Deed, Transfer SURETY TITLE CORPORATION, SURETY TITLE CORP
Jul 16, 2020	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Jan 22, 2018	Deed of Trust, Mortgage HADDON SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	202274900
Deed Book / Page	12156 / 1494
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0000094147
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Aug 9, 2022
Property Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000074900
Book / Page	12156 / 1494
Instrument Date	Jul 8, 2022
Instrument	2022074900
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	AMERICAN HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 HARDING AVE, 40, MOUNT EPHRAIM, NJ 08059-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN NJ
Recording Date	Dec 11, 2020
Property Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000094147
Book / Page	011569 / 001356
Instrument Date	Oct 20, 2020
Instrument	94147
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 HARDING AVE MOUNT EPHRAIM NJ 080591526, MOUNT EPHRAIM, NJ 08059-1526

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 16, 2020
Property Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000052506
Book / Page	11447 / 999
Instrument Date	Jun 26, 2020
Instrument	2020052506
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 5TH AVE, 231, MOUNT EPHRAIM, NJ 08059-1108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526

Mortgage

Document Number	0114471005
Date	Jul 16, 2020
Instrument	11447/1005

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	40 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1526
Document Number	0000011682
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HARDING AVE MOUNT EPHRAIM NJ 080591526, MOUNT EPHRAIM, NJ 08059-1526

Mortgage

Document Number	0000011682
Date	Feb 16, 2018
Book Page	010825/000638
Instrument	11682

Lender

Name	HADDON SVGS BK
Type	Federal Savings Bank
Address	HADDON HEIGHTS, NJ 08035

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,700 (-) Land $37,600 Building $75,100	$112,700 (-) Land $37,600 Building $75,100
2025	$6,028.00 (+2.38%)	$112,700 (-) Land $37,600 Building $75,100	$112,700 (-) Land $37,600 Building $75,100
2024	$5,888.00 (+4.14%)
2023		$112,700 Land $37,600 Building $75,100	$112,700 Land $37,600 Building $75,100
2022	$5,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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