32 Harbor Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 32 Harbor Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Exempt (Full or Partial)
Lot Size	0.28 acres (12,178 sqft)
Owner	Company Name on File
Flood Zone	Zone VE (high risk)
APN	`WEST M:154 B:22`

Property Details

APN / Parcel Number

Primary APN	`WEST M:154 B:22`
Alternative APNs	`M:154 B:22 L` `30009998`

Exterior

Lot Area	12,178 sqft (0.28 acres)

Location & Zoning

Account Number	30009998
Street Address	32 HARBOR DR
City	WESTERLY
State	RI
Zip	02891-3625
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Block	22
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2044
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:154 B:22

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	45 BROAD ST, WESTERLY, RI 02891-1888
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2011
Deed Sale	Nov 01, 2011
Deed Book / Page	1905 / 424
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Assessed Value
2025	$43,400 (+4%) Land $43,400
2023	$31,000 Land $31,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured 3 under condo master policies
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021, rainfall accumulation
Claims By Storm	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	RI-13P “Misquamicut Beach”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Wildfire

Wildfire Risk	Low above 3% of the US · above 9% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.