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30 Harbor Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 30 Harbor Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 1 ba · 810 sqft · built 2023
Lot Size0.25 acres (10,871 sqft)
OwnerCompany Name on File
Last Sale$865,000 (Mar 2024)
Tax Bill$6,536 (2025)
Deeds & MortgagesNov 2022 Refinance
Jun 2021 Refinance
+ 2 more
Flood ZoneZone VE (high risk)
APNWEST M:154 B:21

Property Details

APN / Parcel Number

Primary APNWEST M:154 B:21
Alternative APNs
  • M:154 B:21 L
  • 2146490

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area810 sqft Living Area
Gross Area2,760 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,871 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2146490
Street Address30 HARBOR DR
CityWESTERLY
StateRI
Zip02891-3625
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block21
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2044
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:154 B:21

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address231 HIGH ST, WESTERLY, RI 02891-1730
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Jun 02, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Mar 22, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
WESTERLY COMMUNITY CU
Mar 24, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleMar 24, 2020 · Amount on Record
Deed Book / Page2024 / 2929
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address30 HARBOR DR, WESTERLY, RI 02891-3625
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022-20045
DateNov 23, 2022
Book Page2022/20045
Instrument2022-4869
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address30 HARBOR DR, WESTERLY, RI 02891-3625
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-14791
DateJun 02, 2021
Book Page2021/14791
Instrument2021-3273
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJul 01, 2052

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 22, 2024
Property Address30 HARBOR DR, WESTERLY, RI 02891-3625
Document Number02024-2929
Book / Page2024 / 2929
Instrument DateMar 22, 2024
Instrument2024-815
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 HIGH ST, WESTERLY, RI 02891-1730

Mortgage

Document Number0002024816
DateMar 22, 2024
Instrument2024-816
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 24, 2020
Property Address30 HARBOR DR, WESTERLY, RI 02891-3625
Document Number02020-5377
Book / Page2020 / 5377
Instrument DateMar 19, 2020
Instrument2020-1275
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 HARBOR DR, WESTERLY, RI 02891-3625

Mortgage

Document Number0020201276
DateMar 24, 2020
Instrument2020-1276
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,536.00 (+0.65%)$919,200 (+36.16%) Land $730,100 Building $189,100
2023$6,494.00 (+35.52%)$675,100 (+34.67%) Land $521,500 Building $153,600
2022$4,792.00$501,300 Land $434,700 Building $66,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
3 under condo master policies
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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