Westerly Town property record for 28 Harbor Dr, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1958 |
| Lot Size | 0.195 acres (8,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jul 2020) |
| Tax Bill | $5,446 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | WEST M:154 B:20 |
| Primary APN | WEST M:154 B:20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,260 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,490 sqft (0.195 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2141650 |
|---|---|
| Street Address | 28 HARBOR DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3625 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 20 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:154 B:20
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 HARBOR DR, WESTERLY, RI 02891-3625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 22, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jul 31, 2020 | Executor's Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Deed Document Number | 20203494 |
| Deed Book / Page | 2020 / 15051 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 02024-4350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 22, 2024 |
| Property Address | 28 HARBOR DR, WESTERLY, RI 02891-3625 |
| Document Number | 02024-4350 |
| Book / Page | 2024 / 4350 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024-1174 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 HARBOR DR, WESTERLY, RI 02891-3625 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 31, 2020 |
| Property Address | 28 HARBOR DR, WESTERLY, RI 02891-3625 |
| Document Number | 2020-5051 |
| Book / Page | 002020 / 015051 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 3494 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 CENTRAL TPKE SUTTON MA 015902323, SUTTON, MA 01590-2323 |
| Document Number | 2020-5054 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 002020/015054 |
| Instrument | 3495 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,446.00 | $766,000 (+35.31%) Land $577,000 Building $189,000 |
| 2023 | $5,446.00 (+0.87%) | $566,100 (+0.25%) Land $412,100 Building $154,000 |
| 2022 | $5,399.00 | $564,700 Land $412,100 Building $152,600 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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