32 Grant St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 32 Grant St, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1935
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,402 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-03608-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`48-03608-0000-00022`
Alternative APN	`480360800022`

Interior

Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	295 ft deep x 50 ft wide

Location & Zoning

Street Address	32 GRANT ST
City	RAMSEY
State	NJ
Zip	07446-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B3
Legal Description	0.339AC
Legal Block	3608
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1015
Census Tract	44202

Owner

32 Grant St is owned by two individuals who acquired it in January 1992.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 GRANT ST, P, RAMSEY, NJ 07446-1135
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 1992
Deed Sale	Jan 8, 1992
Deed Book / Page	7493 / 54
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	May 14, 2026
Property Address	32 GRANT ST, RAMSEY, NJ 07446-1135
Document Number	0000032562
Book / Page	5797 / 1167
Instrument Date	Apr 9, 2026
Instrument	202632562
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 GRANT ST, RAMSEY, NJ 07446-1135

Mortgage

Document Number	0000032562,
Date	May 14, 2026
Book Page	5797/1167
Instrument	202632562

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 32 Grant St was $7,402, up 2.3% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,700 (+9.51%) Land $319,100 Building $74,600	$393,700 (+9.51%) Land $319,100 Building $74,600
2025	$7,402.00 (+2.34%)	$359,500 Land $285,600 Building $73,900	$359,500 Land $285,600 Building $73,900
2024	$7,233.00
2023		$256,300 Land $193,700 Building $62,600	$256,300 Land $193,700 Building $62,600
2022	$6,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Grant St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Grant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20