46 Grant St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 46 Grant St, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details680 sqft · built 1934
Lot Size0.763 acres (33,236 sqft)
OwnerCompany Name on File
Last Sale$475,000 (Jun 2023)
Tax Bill$9,842 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Sep 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-03608-0000-00024-01

Property Details

APN / Parcel Number

Primary APN48-03608-0000-00024-01
Alternative APNs
  • 4803608000000024
  • 480360800024

Interior

Stories1 Story
Building Area680 sqft Living Area
1st Floor Area680 sqft

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Construction TypeFrame
Lot Area33,236 sqft (0.763 acres)
Lot Dimensions280 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number4803608000000024
Street Address46 GRANT ST
CityRAMSEY
StateNJ
Zip07446-1135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB3
Legal Description.763 AC
Legal Block3608
Legal Lot Number24.01
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1015
Census Tract44202

Owner

46 Grant St is owned by a company that bought it in June 2023.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address35 GRANT ST, RAMSEY, NJ 07446-1105
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Deed, Transfer · Stand-Alone First Mortgage
HARRYS HOUSE LLC
Sep 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2023 · Amount on File
Deed SaleJun 28, 2023 · Amount on File
Deed Document Number202342543
Deed Book / Page5025 / 1979
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 28, 2023
Property Address46 GRANT ST, RAMSEY, NJ 07446-1135
Document Number0050251979
Book / Page5025 / 1979
Instrument DateJun 27, 2023
Instrument2023042543
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 KING ST, MAHWAH, NJ 07430-1809

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 GRANT ST, RAMSEY, NJ 07446-1105

Mortgage

Document Number0050251985
DateJun 28, 2023
Book Page5025/1985
Instrument2023042544
Lender
NameHARRYS HOUSE LLC
TypeNon-Lending Institution
AddressMAHWAH, NJ 07430
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term37 Months
DueJul 1, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateSep 26, 2019
Property Address46 GRANT ST, RAMSEY, NJ 07446-1135
Document Number0033592358
Book / Page003359 / 002358
Instrument DateSep 4, 2019
Instrument63899
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 KING ST MAHWAH NJ 074301809, MAHWAH, NJ 07430-1809

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateJan 23, 2019
Property Address46 GRANT ST, RAMSEY, NJ 07446-1135
Document Number0031620041
Book / Page003162 / 000041
Instrument DateJan 16, 2018
Instrument5470
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 KING ST MAHWAH NJ 074301809, MAHWAH, NJ 07430-1809

Tax Assessment & Valuation

The 2025 property tax bill for 46 Grant St was $9,842, up 8.4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,200 (+7.57%) Land $399,400 Building $114,800$514,200 (+7.57%) Land $399,400 Building $114,800
2025$9,842.00 (+8.38%)$478,000 Land $364,200 Building $113,800$478,000 Land $364,200 Building $113,800
2024$9,081.00
2023$321,800 (-) Land $273,600 Building $48,200$321,800 (-) Land $273,600 Building $48,200
2022$8,440.00 (+1.15%)$321,800 Land $273,600 Building $48,200$321,800 Land $273,600 Building $48,200
2021$8,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Grant St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Grant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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