Bergen County and Ramsey Borough property record for 24 Grant St, Ramsey, NJ 07446
| Property Type | Commercial |
|---|---|
| Details | 1,292 sqft · built 1934 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Nov 2018) |
| Tax Bill | $13,579 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03608-0000-00021 |
| Primary APN | 48-03608-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,292 sqft Total Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Lot Area | 30,013 sqft (0.689 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 24 GRANT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1135 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B3 |
| Legal Description | 0.689AC |
| Legal Block | 3608 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 GRANT ST, RAMSEY, NJ 07446-1135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage M & T BANK |
| Nov 26, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on Record |
| Deed Sale | Nov 26, 2018 · Amount on Record |
| Deed Document Number | 201818-082769 |
| Deed Book / Page | 3114 / 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 24 GRANT ST, RAMSEY, NJ 07446-1135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11 UTOPIAN PL, AIRMONT, NY 10901-7714 |
| Document Number | 0039381924 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 3938/1924 |
| Instrument | 21-013879 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 26, 2018 |
| Property Address | 24 GRANT ST, RAMSEY, NJ 07446-1135 |
| Document Number | 0031140470 |
| Book / Page | 003114 / 000470 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 82769 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WEG NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 UTOPIAN PL AIRMONT NY 109017714, AIRMONT, NY 10901-7714 |
| Document Number | 31140476 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 003114/000476 |
| Instrument | 82769 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,800 (+6.72%) Land $467,800 Building $236,000 | $703,800 (+6.72%) Land $467,800 Building $236,000 | |
| 2025 | $13,579.00 (-10.04%) | $659,500 (+23.29%) Land $425,600 Building $233,900 | $659,500 (+23.29%) Land $425,600 Building $233,900 |
| 2024 | $15,094.00 (+42.13%) | ||
| 2023 | $534,900 Land $316,200 Building $218,700 | $534,900 Land $316,200 Building $218,700 | |
| 2022 | $10,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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