32 Frederick St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 32 Frederick St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,384 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2024)
Tax Bill	$5,367 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:10-44W7`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:10-44W7`
Alternative APNs	`NAUG M:048 L:9161` `AL12 44W7` `048-9161` `48-9161`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	614 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	614 sqft
Unfinished Basement	614 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,049 sqft (0.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	48-9161
Street Address	32 FREDERICK ST
City	NAUGATUCK
State	CT
Zip	06770-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	9161
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1019
Census Tract	345300

Owner

Source: Naugatuck Borough records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 MANNERS AVE, NAUGATUCK, CT 06770-4447
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BESTWAY MORTGAGE CORP
Apr 14, 2020	Deed of Trust, Mortgage · Balloon Mortgage ION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	202420243563
Deed Book / Page	1151 / 261
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 16, 2024
Property Address	32 FREDERICK ST, NAUGATUCK, CT 06770-4015
Document Number	001151-261
Book / Page	1151 / 261
Instrument Date	Dec 4, 2024
Instrument	20243563
Transaction Type	Transfer
Record Updated	Jan 2, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 MANNERS AVE, NAUGATUCK, CT 06770-4447

Mortgage

Document Number	0020243564
Date	Dec 16, 2024
Instrument	2024-3564

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001151-282
Date	Dec 16, 2024
Book Page	1151/282
Instrument	2024-3565

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2036

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 1, 2021
Property Address	32 FREDERICK ST, NAUGATUCK, CT 06770-4015
Document Number	001090-755
Book / Page	1090 / 755
Instrument Date	Nov 30, 2021
Instrument	5457
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000005
Date	Dec 1, 2021
Instrument	5

Lender

Name	BESTWAY MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	32 FREDERICK ST, NAUGATUCK, CT 06770-4015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1045-230
Date	Apr 14, 2020
Book Page	1045/230

Lender

Name	ION BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,367.00	$134,890 (-) Land $24,220 Building $110,670	$94,423 Land $16,954 Building $77,469
2024	$5,367.00 (-11.08%)
2023	$6,036.00 (+60.75%)	$134,890 (+71.55%) Land $24,220 Building $110,670
2022	$3,755.00	$78,630 Land $26,120 Building $52,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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