21 Frederick St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 21 Frederick St, Naugatuck, CT 06770

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,700 sqft · built 1904
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Nov 2022)
Tax Bill	$7,558 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:10-45W3`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:10-45W3`
Alternative APNs	`NAUG M:066 L:6700` `AL12 45W3` `066-6700` `66-6700`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,700 sqft Living Area
Gross Area	4,854 sqft
1st Floor Area	1,144 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	66-6700
Street Address	21 FREDERICK ST
City	NAUGATUCK
State	CT
Zip	06770-4014
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA1
Legal Lot Number	6700
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1020
Census Tract	345300

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 FREDERICK ST, NAUGATUCK, CT 06770-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	20224116
Deed Book / Page	1113 / 11
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	1029-69
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 15, 2022
Property Address	21 FREDERICK ST, NAUGATUCK, CT 06770-4014
Document Number	0001113-11
Book / Page	1113 / 11
Instrument Date	Nov 9, 2022
Instrument	20224116
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 FREDERICK ST, NAUGATUCK, CT 06770-4014

Mortgage

Document Number	0020224116
Date	Nov 15, 2022
Instrument	2022-4116

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,558.00 (+1.63%)	$186,900 (-) Land $25,760 Building $161,140	$352,060 (+169.1%)
2025	$7,437.00	$186,900 (+6.42%) Land $25,760 Building $161,140	$130,830 Land $18,032 Building $112,798
2024	$7,437.00 (-5.37%)
2023	$7,859.00 (+28.77%)	$175,630 (+37.41%) Land $25,760 Building $149,870
2022	$6,103.00	$127,810 Land $27,690 Building $100,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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