20 Frederick St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 20 Frederick St, Naugatuck, CT 06770

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,416 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$148,000 (Mar 2014)
Tax Bill$6,403 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNNAUG M:10-44W10

Property Details

APN / Parcel Number

Primary APNNAUG M:10-44W10
Alternative APNs
  • NAUG M:040 L:1400
  • AL12 44W10
  • 040-1400
  • 40-1400

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories3 Stories
Building Area2,416 sqft Living Area
Gross Area3,984 sqft
1st Floor Area1,016 sqft
Basement Area880 sqft
Unfinished Basement880 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number40-1400
Street Address20 FREDERICK ST
CityNAUGATUCK
StateCT
Zip06770-4015
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR8
Legal Lot Number1400
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group1
Census Block1019
Census Tract345300

Owner

Source: Naugatuck Borough records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 FREDERICK ST, NAUGATUCK, CT 06770-4015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2014 · Amount on Record
Deed SaleMar 14, 2014 · Amount on Record
Prior SaleOct 1, 2013 · Amount on Record
Deed Book / Page942 / 92
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAUGATUCK CT
Property Address20 FREDERICK ST, NAUGATUCK, CT 06770-4015
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1061-881
DateDec 30, 2020
Book Page1061/881
Instrument4420
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,403.00$160,930 (-) Land $27,300 Building $133,630$112,651 Land $19,110 Building $93,541
2024$6,403.00 (-11.09%)
2023$7,202.00 (+25.45%)$160,930 (+33.86%) Land $27,300 Building $133,630
2022$5,741.00$120,220 Land $29,260 Building $90,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frederick St

Nearby Streets

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