St. Louis County property record for 32 E Gilead St, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,008 sqft · built 1969 |
| Lot Size | 0.465 acres (20,262 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2023) |
| Tax Bill | $2,634 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0390-01060 |
| Primary APN | 010-0390-01060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 120 sqft |
| Finished Basement | 120 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 20,262 sqft (0.465 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 200 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1152350 |
|---|---|
| Street Address | 32 E GILEAD ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 67 FT SERIAL # |
| Legal Subdivision | CENTRAL ACRES |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 301 |
Source: St. Louis County records · APN 010-0390-01060
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 E GILEAD ST, DULUTH, MN 55811-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICES OF DULUTH |
| Dec 21, 2017 | Grant Deed, Transfer · FHA Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2023 · Amount on Record |
| Deed Sale | Aug 02, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 20231070772 |
| Prior Transfer Date | Oct 28, 2016 |
| Prior Transfer Doc | 0000978729 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 02, 2023 |
| Property Address | 32 E GILEAD ST, DULUTH, MN 55811-2620 |
| Document Number | 0001070772 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 1070772 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2023 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 32 E GILEAD ST, DULUTH, MN 55811-2620 |
| Document Number | 0001070773 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 1070773 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 32 E GILEAD ST, DULUTH, MN 55811-2620 |
| Document Number | 00A1001485 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32 E GILEAD ST DULUTH MN 558112620, DULUTH, MN 55811-2620 |
| Document Number | 00A1001485 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | A1001485 |
| Name | NEIGHBORHOOD HOUSING SERVICES OF DULUTH |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55805 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 13, 2038 |
| Rate | 4.6% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 21, 2017 |
| Property Address | 32 E GILEAD ST, DULUTH, MN 55811-2620 |
| Document Number | 000T993456 |
| Instrument Date | Dec 11, 2017 |
| Instrument | T993456 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 32 E GILEAD ST DULUTH MN 558112620, DULUTH, MN 55811-2620 |
| Document Number | T993457 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | T993457 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,634.00 (+2.97%) Homeowner's exemption | ||
| 2025 | $2,558.00 (+9.6%) Homeowner's exemption | $250,200 (+19.09%) Land $71,900 Building $178,300 | $250,200 (+19.09%) Land $71,900 Building $178,300 |
| 2024 | $2,334.00 (-2.99%) | $210,100 (+17.77%) Land $52,600 Building $157,500 | $210,100 (+17.77%) Land $52,600 Building $157,500 |
| 2023 | $2,406.00 Homeowner's exemption | ||
| 2022 | $178,400 (+14.87%) Land $56,600 Building $121,800 | $178,400 (+14.87%) Land $56,600 Building $121,800 | |
| 2021 | $155,300 Land $49,200 Building $106,100 | $155,300 Land $49,200 Building $106,100 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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