11 E Gilead St, Duluth, MN 55811 Property Records

St. Louis County property record for 11 E Gilead St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,862 sqft · built 1940
Lot Size	0.287 acres (12,524 sqft)
Owner	Individual Name on Record
Tax Bill	$5,278 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0390-00550`

Property Details

APN / Parcel Number

Primary APN	`010-0390-00550`
Alternative APN	`55099`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,862 sqft Gross Area
1st Floor Area	931 sqft
Basement Area	465 sqft
Finished Basement	465 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,524 sqft (0.287 acres)
Garage Area	624 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	64 sqft
Deck Area	89 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	55099
Street Address	11 E GILEAD ST
City	DULUTH
State	MN
Zip	55811-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 95 FT SERIAL #
Legal Subdivision	CENTRAL ACRES DULUTH
Legal Block	3
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 E GILEAD ST, DULUTH, MN 55811-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 14, 2022
Transfer Doc	0001059067
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	11 E GILEAD ST, DULUTH, MN 55811-2612
Document Number	00T1033848
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 E GILEAD ST DULUTH MN 558112612, DULUTH, MN 55811-2612

Mortgage

Document Number	00T1033848
Date	Dec 17, 2020
Instrument	T1033848

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2030

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (+3.01%) Homeowner's exemption
2025	$5,124.00 (+9.91%) Homeowner's exemption	$435,600 (+13.38%) Land $53,800 Building $381,800	$435,600 (+13.38%) Land $53,800 Building $381,800
2024	$4,662.00	$384,200 (+17.89%) Land $38,900 Building $345,300	$384,200 (+17.89%) Land $38,900 Building $345,300
2022		$325,900 Land $41,800 Building $284,100	$325,900 Land $41,800 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20