110 E Gilead St, Duluth, MN 55811 Property Records

St. Louis County property record for 110 E Gilead St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1920
Lot Size	0.457 acres (19,917 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Sep 2007)
Tax Bill	$3,672 (2026)
Deeds & Mortgages	Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-0390-01050`

Property Details

APN / Parcel Number

Primary APN	`010-0390-01050`
Alternative APN	`853642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,106 sqft Gross Area
1st Floor Area	776 sqft
Basement Area	388 sqft
Finished Basement	388 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	19,917 sqft (0.457 acres)
Garage Area	576 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	130 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	853642
Street Address	110 E GILEAD ST
City	DULUTH
State	MN
Zip	55811-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 66 FT SERIAL #
Legal Subdivision	CENTRAL ACRES
Legal Block	6
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 E GILEAD ST, DULUTH, MN 55811-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2007 · Amount on Record
Deed Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	2007842276
Record Updated	Sep 20, 2026

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	110 E GILEAD ST, DULUTH, MN 55811-2621
Document Number	000T980566
Instrument Date	Oct 21, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 E GILEAD ST DULUTH MN 558112621, DULUTH, MN 55811-2621

Mortgage

Document Number	000T980566
Date	Jan 5, 2017
Instrument	T980566

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Jan 4, 2056

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,672.00 (+2.91%) Homeowner's exemption
2025	$3,568.00 (+5.19%) Homeowner's exemption	$285,000 (+17.82%) Land $71,100 Building $213,900	$285,000 (+17.82%) Land $71,100 Building $213,900
2024	$3,392.00	$241,900 (+14.05%) Land $52,000 Building $189,900	$241,900 (+14.05%) Land $52,000 Building $189,900
2022		$212,100 Land $55,900 Building $156,200	$212,100 Land $55,900 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20