Champaign County property record for 10 E Chester St, Champaign, IL 61820
| Property Type | Commercial |
|---|---|
| Lot Size | 0.091 acres (3,944 sqft) |
| Owner | Company Name on Record |
| Last Sale | $950,000 (Mar 2020) |
| Tax Bill | $24,077 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-430-005 |
| Primary APN | 42-20-12-430-005 |
|---|
| Lot Area | 3,944 sqft (0.091 acres) |
|---|
| Street Address | 10 E CHESTER ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4001 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 10, 11, PT 12 RAILROAD ADD, ASSESSORS SUB OF PT LTS 6 AND 7 BLK 8 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | RAILROAD ADD, ASSESSORS SUB |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11002 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 GINGER CREEK DR, GLEN CARBON, IL 62034-3411 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK |
| Deed of Trust, Mortgage | |
| Mar 5, 2020 | Special Warranty Deed, Transfer · Line of Credit FIRST MID BANK & TRUST NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on Record |
| Deed Sale | Mar 5, 2020 · Amount on Record |
| Prior Sale | May 3, 2013 · Amount on Record |
| Deed Document Number | 20203539 |
| Prior Transfer Date | Oct 1, 2008 |
| Prior Transfer Doc | 0000025726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 10 E CHESTER ST, CHAMPAIGN, IL 61820-4001 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 0000020656 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021R20656 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MAHOMET, IL 61853 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 10 E CHESTER ST, CHAMPAIGN, IL 61820-4001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 5, 2020 |
| Property Address | 10 E CHESTER ST, CHAMPAIGN, IL 61820-4001 |
| Document Number | 0000003539 |
| Map Reference | MB B PG 96 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 2020R03539 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 GINGER CREEK DR, GLEN CARBON, IL 62034-3411 |
| Document Number | 0000003540 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020R03540 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 4, 2025 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,790 (+33.55%) Land $26,820 Building $282,970 | $929,370 (+33.55%) Land $80,460 Building $848,910 | |
| 2024 | $24,077.00 (+12.87%) | ||
| 2022 | $21,331.00 | $231,970 Land $20,080 Building $211,890 | $695,910 Land $60,240 Building $635,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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