32 Downey St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 32 Downey St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,572 sqft · built 1979
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,399 (2026)
Deeds & Mortgages	Jun 2026 Transfer Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350-00019`

Property Details

APN / Parcel Number

Primary APN	`350-00019`
Alternative APN	`CHIC M:0350 P:00019`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	4,120 sqft
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	350-00019
Street Address	32 DOWNEY ST
City	CHICOPEE
State	MA
Zip	01020-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1062
Census Tract	810602

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 WINSOR ST, LUDLOW, MA 01056-3500
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLISH NAT'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 4, 2026
Transfer Doc	0000243010
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 12, 2026
Property Address	32 DOWNEY ST, CHICOPEE, MA 01020-4702
Document Number	0000243010
Instrument Date	Jun 4, 2026
Instrument	2026243010
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 WINSOR ST, LUDLOW, MA 01056-3500

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	32 DOWNEY ST, CHICOPEE, MA 01020-4702
Document Number	0000219534
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 DOWNEY ST CHICOPEE MA 010204702, CHICOPEE, MA 01020-4702

Mortgage

Document Number	0000219534
Date	Sep 18, 2019
Instrument	219534

Lender

Name	POLISH NAT'L CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2039

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,399.00 (+4.98%)	$485,500 (+4.43%) Land $126,500 Building $359,000	$466,774 (-3.39%)
2025	$7,048.00 (+5.48%)	$464,900 (+2.69%) Land $115,800 Building $349,100	$483,170
2024	$6,682.00 (+6.88%)	$452,700 (+9.69%) Land $113,500 Building $339,200
2023	$6,252.00	$412,700 Land $103,200 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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