10 Downey St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 10 Downey St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1976
Lot Size0.241 acres (10,483 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Jul 2023)
Tax Bill$6,026 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN350-00017

Property Details

APN / Parcel Number

Primary APN350-00017
Alternative APN
  • CHIC M:0350 P:00017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area3,396 sqft
1st Floor Area1,344 sqft
Basement Area676 sqft
Unfinished Basement676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,483 sqft (0.241 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number350-00017
Street Address10 DOWNEY ST
CityCHICOPEE
StateMA
Zip01020-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9
Legal SubdivisionSUBDIVISION PROPERTYSOUTHWICK
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1062
Census Tract810602

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 DOWNEY ST, CHICOPEE, MA 01020-4702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleJul 1, 2008 · Amount on Record
Record UpdatedOct 29, 2026

July 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCHICOPEE MA
Recording DateJul 14, 2023
Property Address10 DOWNEY ST, CHICOPEE, MA 01020-4702
Document Number0000234213
Instrument DateJul 14, 2023
Instrument234213
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address54 ROYALTON ST, CHICOPEE, MA 01020-4125

Mortgage

Document Number0000234214
DateJul 14, 2023
Instrument234214
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,026.00 (+3.4%)$395,400 (+2.86%) Land $127,100 Building $268,300$389,884 (+0.84%)
2025$5,828.00 (+4.31%)$384,400 (+1.56%) Land $116,100 Building $268,300$386,650
2024$5,587.00 (+5.16%)$378,500 (+7.93%) Land $113,800 Building $264,700
2023$5,313.00$350,700 Land $103,400 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossroads Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downey St

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