42 Downey St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 42 Downey St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,178 sqft · built 1977
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Tax Bill$5,552 (2026)
Deeds & MortgagesFeb 2018 Sale
Flood ZoneZone X (minimal risk)
APN378-00027

Property Details

APN / Parcel Number

Primary APN378-00027
Alternative APN
  • CHIC M:0378 P:00027

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
Gross Area2,886 sqft
1st Floor Area1,178 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number378-00027
Street Address42 DOWNEY ST
CityCHICOPEE
StateMA
Zip01020-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1062
Census Tract810602

Owner

42 Downey St is owned and occupied by two individuals who acquired it in January 2018.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address42 DOWNEY ST, CHICOPEE, MA 01020-4702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2003
Deed SaleAug 18, 2003
Deed Document Number200324354
Last Transfer DateJan 9, 2018
Transfer Doc213469
Record UpdatedOct 29, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateFeb 2, 2018
Property Address42 DOWNEY ST, CHICOPEE, MA 01020-4702
Document Number0000213469
Instrument DateJan 9, 2018
Instrument213469
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ARMAND ST LUDLOW MA 010563106, LUDLOW, MA 01056-3106

Tax Assessment & Valuation

The 2026 property tax bill for 42 Downey St was $5,552, up 6.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,552.00 (+6.34%)$364,300 (+5.78%) Land $126,500 Building $237,800$333,158 (+3.6%)
2025$5,221.00 (+5.28%)$344,400 (+2.5%) Land $115,800 Building $228,600$321,575
2024$4,959.00 (+7.5%)$336,000 (+10.34%) Land $113,500 Building $222,500
2023$4,613.00$304,500 Land $103,200 Building $201,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Downey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Downey St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossroads Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downey St

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