Bergen County and Waldwick Borough property record for 32 Derby Ln, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,566 sqft · built 1960 |
| Lot Size | 0.477 acres (20,784 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2011) |
| Tax Bill | $14,738 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6400162H00013A |
| Primary APN | 6400162H00013A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 20,784 sqft (0.477 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400162H00013A |
|---|---|
| Street Address | 32 DERBY LN |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100XIRR 7LT |
| Legal Subdivision | HIVIEW HOMES INC |
| Legal Block | 162 |
| Legal Lot Number | 13.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 56200 |
32 Derby Ln is owned and occupied by two individuals who bought it in September 2011.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 DERBY LN, WALDWICK, NJ 07463-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2011 · Amount on File |
| Deed Sale | Sep 2, 2011 · Amount on File |
| Prior Sale | Dec 3, 2007 · Amount on File |
| Deed Document Number | 20118220748 |
| Deed Book / Page | 822 / 748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 DERBY LN, WALDWICK, NJ 07463-1212 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0043610703 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 4361/703 |
| Instrument | 2021140544 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 DERBY LN, WALDWICK, NJ 07463-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039371259 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 3937/1259 |
| Instrument | 21-013493 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 DERBY LN, WALDWICK, NJ 07463-1212 |
| Document Number | 0025111698 |
| Book / Page | 002511 / 001698 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 DERBY LN WALDWICK NJ 074631212, WALDWICK, NJ 07463-1212 |
| Document Number | 0025111698 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 002511/001698 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
The 2025 property tax bill for 32 Derby Ln was $14,738, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,200 (-) Land $386,000 Building $256,200 | $642,200 (-) Land $386,000 Building $256,200 | |
| 2025 | $14,738.00 (+3.66%) | $642,200 Land $386,000 Building $256,200 | $642,200 Land $386,000 Building $256,200 |
| 2024 | $14,218.00 | ||
| 2023 | $509,100 Land $338,100 Building $171,000 | $509,100 Land $338,100 Building $171,000 | |
| 2022 | $14,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Derby Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Derby Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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