32 Concession Oak Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 32 Concession Oak Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,428 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Feb 2020)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60002800030220000`

Property Details

APN / Parcel Number

Primary APN	`R60002800030220000`
Alternative APN	`12898814`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12898814
Old Parcel Number	R60002800030220000
Street Address	32 CONCESSION OAK DR
City	BLUFFTON
State	SC
Zip	29909-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 68 HERITAGE OAK PLACE BLK 85 PB111 P146-148 PB112 P189-191
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	85
Legal Lot Number	68
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3017
Census Tract	2110

Owner

32 Concession Oak Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 CONCESSION OAK DR, BLUFFTON, SC 29909-7102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVEST BANK & TRUST CO
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Jul 3, 2007
Deed Document Number	2020009202
Deed Book / Page	3838 / 1485
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	32 CONCESSION OAK DR, BLUFFTON, SC 29909-7102
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050929
Date	Sep 23, 2019
Book Page	3795/2501
Instrument	2019050929

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	32 CONCESSION OAK DR, BLUFFTON, SC 29909-7102
Document Number	0000062582
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 CONCESSION OAK DR BLUFFTON SC 299097102, BLUFFTON, SC 29909-7102

Mortgage

Document Number	0000062582
Date	Oct 29, 2020
Book Page	003927/002838
Instrument	62582

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 20, 2020
Property Address	32 CONCESSION OAK DR, BLUFFTON, SC 29909-7102
Document Number	0000009202
Book / Page	003838 / 001485
Instrument Date	Jan 28, 2020
Instrument	9202
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 CONCESSION OAK DR BLUFFTON SC 299097102, BLUFFTON, SC 29909-7102

Mortgage

Document Number	9203
Date	Feb 20, 2020
Book Page	003838/001488
Instrument	9203

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32 Concession Oak Dr was $2,115, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (-0.09%)	$16,560 (-21.61%)
2024	$2,117.00 (+0.05%)	$21,124 (-) Land $2,700 Building $18,424	$528,100 (-) Land $67,500 Building $460,600
2023	$2,116.00 (+8.74%)	$21,124 (+46.74%) Land $2,700 Building $18,424	$528,100 (+46.74%) Land $67,500 Building $460,600
2022	$1,946.00	$14,396 Land $2,080 Building $12,316	$359,900 Land $52,000 Building $307,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Concession Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Concession Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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