32 Clear Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 32 Clear Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,962 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jun 2014)
Tax Bill	$7,579 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T042400007`

Property Details

APN / Parcel Number

Primary APN	`T042400007`
Alternative APN	`2-0067-9174-00-0007.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,962 sqft Living Area
Gross Area	6,948 sqft
1st Floor Area	3,962 sqft
Basement Area	2,338 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	622 sqft
Porch	Open Porch
Porch Area	32 sqft
Patio Area	1,258 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400007
Street Address	32 CLEAR MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 7
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1002
Census Tract	311737

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2014 · Amount on Record
Deed Sale	Jun 17, 2014 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	2014316200
Deed Book / Page	6201 / 1973
Prior Transfer Date	Jun 16, 2014
Prior Transfer Doc	0062011971
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	32 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CLEAR MEADOWS CT, O FALLON, MO 63366-4183

Mortgage

Document Number	2021R026779
Date	Mar 26, 2021
Instrument	2021R-026779

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	32 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071330946
Date	Aug 30, 2019
Book Page	7133/0946
Instrument	20190830000465690

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,720 (-)	$640,630 (-) Land $100,000 Building $540,630
2025		$121,720 (+5.69%)	$640,630 (+5.69%) Land $100,000 Building $540,630
2024	$7,579.00
2023		$115,165
2022			$606,131 Land $70,000 Building $536,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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