31 Clear Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 31 Clear Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,494 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2012)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T042400006`

Property Details

APN / Parcel Number

Primary APN	`T042400006`
Alternative APN	`2-0067-9174-00-0006.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,494 sqft Living Area
Gross Area	6,368 sqft
1st Floor Area	3,494 sqft
Basement Area	2,247 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	494 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400006
Street Address	31 CLEAR MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 6
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1002
Census Tract	311737

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3601 HARRY S TRUMAN BLVD, SAINT CHARLES, MO 63301-4091
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HILLSBORO NA
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2012 · Amount on Record
Deed Sale	Apr 12, 2012 · Amount on Record
Prior Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	2012270100
Deed Book / Page	5759 / 2267
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	31 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLEAR MEADOWS CT, O FALLON, MO 63366-4183

Mortgage

Document Number	0000001397
Date	Jan 6, 2022
Instrument	2022R-001397

Lender

Name	BANK OF HILLSBORO NA
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	31 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN ILLINOIS REAL ESTAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067392197
Date	May 8, 2017
Book Page	6739/2197
Instrument	20170508000276960

Lender

Name	NATIONAL BANK
Type	Bank
Address	DONNELLSON, IL 62019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,099 (-)	$537,364 (-) Land $100,000 Building $437,364
2025	$6,532.00	$102,099 (+6.25%)	$537,364 (+6.25%) Land $100,000 Building $437,364
2023		$96,090
2022			$505,734 Land $70,000 Building $435,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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