28 Clear Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 28 Clear Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,122 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2019)
Tax Bill	$6,569 (2024)
Deeds & Mortgages	May 2018 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T042400009`

Property Details

APN / Parcel Number

Primary APN	`T042400009`
Alternative APN	`2-0067-9174-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,122 sqft Living Area
Gross Area	6,072 sqft
1st Floor Area	2,706 sqft
Basement Area	2,706 sqft
Finished Basement	1,416 sqft
Unfinished Basement	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400009
Street Address	28 CLEAR MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #1 LOT 9
Legal Subdivision	AMBER MEADOWS #1
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1002
Census Tract	311737

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 25, 2020	Deed of Trust, Mortgage STIFEL BK&TR
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage STIFEL BK&TR
Nov 21, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2019169520
Deed Book / Page	7059 / 598
Prior Transfer Date	Aug 13, 2014
Prior Transfer Doc	0062352316
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	28 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069120198
Date	May 1, 2018
Book Page	6912/0198
Instrument	20180501000236260

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	28 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Document Number	0000097305
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CLEAR MEADOWS CT O FALLON MO 633664183, O FALLON, MO 63366-4183

Mortgage

Document Number	0000097305
Date	Dec 11, 2020
Instrument	97305

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 15, 2019
Property Address	28 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Document Number	0070590598
Book / Page	007059 / 000598
Instrument Date	Apr 11, 2019
Instrument	169520
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 CLEAR MEADOWS CT O FALLON MO 633664183, O FALLON, MO 63366-4183

Mortgage

Document Number	70590600
Date	Apr 15, 2019
Book Page	007059/000600
Instrument	169530

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2017
Property Address	28 CLEAR MEADOWS CT, O FALLON, MO 63366-4183
Document Number	0068420001
Book / Page	006842 / 000001
Instrument Date	Nov 13, 2017
Instrument	724870
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28 CLEAR MEADOWS CT O FALLON MO 633664183, O FALLON, MO 63366-4183

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,135 (-)	$558,604 (-) Land $100,000 Building $458,604
2025		$106,135 (+6.42%)	$558,604 (+6.42%) Land $100,000 Building $458,604
2024	$6,569.00
2023		$99,734
2022			$524,916 Land $70,000 Building $454,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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