32 Chartwell Ln, Arden, NC 28704 Property Records

Buncombe County property record for 32 Chartwell Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,951 sqft · built 2005
Lot Size	0.983 acres (42,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2017)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`729985-2020-202`

Property Details

APN / Parcel Number

Primary APN	`729985-2020-202`
Alternative APNs	`9664-34-4329-00000` `966414343353000` `007961445`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,951 sqft Living Area
Gross Area	5,860 sqft
1st Floor Area	2,578 sqft
Basement Area	2,578 sqft
Finished Basement	1,373 sqft
Unfinished Basement	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,832 sqft (0.983 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	729985-2020-202
Street Address	32 CHARTWELL LN
City	ARDEN
State	NC
Zip	28704-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: THE COTSWOLDS LOT: 6 PLAT: 0089-0138
Legal Subdivision	THE COTSWOLDS
Legal Block	3
Legal Lot Number	6
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3013
Census Tract	3202

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 CHARTWELL LN, ARDEN, NC 28704-8594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 15, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA
Nov 15, 2017	Warranty Deed, Transfer · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Book / Page	5610 / 1856
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	32 CHARTWELL LN, ARDEN, NC 28704-8594
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHARTWELL LN, ARDEN, NC 28704-8594

Mortgage

Document Number	0063351629
Date	Jul 18, 2023
Book Page	6335/1629

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	32 CHARTWELL LN, ARDEN, NC 28704-8594
Document Number	0056101878
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 SECREST DR ARDEN NC 287046608, ARDEN, NC 28704-6608

Mortgage

Document Number	0056101878
Date	Nov 15, 2017
Book Page	005610/001878

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 15, 2017
Property Address	32 CHARTWELL LN, ARDEN, NC 28704-8594
Document Number	0056101856
Book / Page	5610 / 1856
Map Reference	MB 89 PG 138
Instrument Date	Nov 13, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 56, ARDEN, NC 28704-0056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHARTWELL LN, ARDEN, NC 28704-8594

Mortgage

Document Number	0056101859
Date	Nov 15, 2017
Instrument	5610/1859

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (+8.46%)	$684,600 (+3.59%) Land $143,000 Building $541,600	$684,600 (+3.59%) Land $143,000 Building $541,600
2024	$4,068.00 (+3.3%)
2023	$3,938.00	$660,900	$660,900 (-3.46%) Land $143,000 Building $517,900
2021			$684,600 Land $143,000 Building $541,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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