27 Chartwell Ln, Arden, NC 28704 Property Records

Buncombe County property record for 27 Chartwell Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,034 sqft · built 2001
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2017)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`708357-2020-202`

Property Details

APN / Parcel Number

Primary APN	`708357-2020-202`
Alternative APNs	`9664-34-6380-00000` `966414346213000` `008179736`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,034 sqft Living Area
Gross Area	5,768 sqft
1st Floor Area	103 sqft
Upper Floors Area	112 sqft
Basement Area	1,407 sqft
Finished Basement	1,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	91 sqft
Deck Area	153 sqft
Patio Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	708357-2020-202
Street Address	27 CHARTWELL LN
City	ARDEN
State	NC
Zip	28704-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: THE COTSWOLDS LOT: 8 PLAT: 0078-0041
Legal Subdivision	THE COTSWOLDS
Legal Block	3
Legal Lot Number	8
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3013
Census Tract	3202

Owner

Source: Buncombe County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CHARTWELL LN, ARDEN, NC 28704-8594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Jun 23, 2003 · Amount on Record
Deed Book / Page	5552 / 601
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 23, 2017
Property Address	27 CHARTWELL LN, ARDEN, NC 28704-8594
Document Number	0055520601
Book / Page	5552 / 0601
Map Reference	MB 78 PG 41
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 STILL WATER LN, 62, FLETCHER, NC 28732-4623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHATERWELL LN, ARDEN, NC 28704

Mortgage

Document Number	55520604
Date	May 23, 2017
Instrument	5552/0604

Lender

Name	HOME TRUST CO
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Max Rate	9.37%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,285.00 (+4.72%)	$664,800 (-) Land $136,200 Building $528,600	$664,800 (-) Land $136,200 Building $528,600
2024	$4,092.00 (+3.28%)
2023	$3,962.00	$664,800	$664,800 (-) Land $136,200 Building $528,600
2021			$664,800 Land $136,200 Building $528,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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