14 Chartwell Ln, Arden, NC 28704 Property Records

Buncombe County property record for 14 Chartwell Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,023 sqft · built 2000
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$491,500 (Jan 2012)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`662168-2020-202`

Property Details

APN / Parcel Number

Primary APN	`662168-2020-202`
Alternative APNs	`9664-33-6828-00000` `966414335872000` `008253314`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,023 sqft Living Area
Gross Area	4,903 sqft
1st Floor Area	2,223 sqft
Basement Area	2,152 sqft
Finished Basement	1,800 sqft
Unfinished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	662168-2020-202
Street Address	14 CHARTWELL LN
City	ARDEN
State	NC
Zip	28704-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: THE COTSWOLDS BLOCK: LOT: 2 SECTION: PLAT: 0072-0119
Legal Subdivision	THE COTSWOLDS
Legal Block	3
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3013
Census Tract	3202

Owner

14 Chartwell Ln is owned and occupied by two individuals who bought it in January 2012.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 CHARTWELL LN, ARDEN, NC 28704-8594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2012 · Amount on File
Deed Sale	Jan 31, 2012 · Amount on File
Prior Sale	Nov 21, 2003 · Amount on File
Deed Document Number	201224197480003
Deed Book / Page	4951 / 1467
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 CHARTWELL LN, ARDEN, NC 28704-8594
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CHARTWELL LN, ARDEN, NC 28704-8594

Mortgage

Document Number	0062600785
Date	Sep 21, 2022
Book Page	6260/785

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 CHARTWELL LN, ARDEN, NC 28704-8594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056591277
Date	Apr 30, 2018
Book Page	5659/1277

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 CHARTWELL LN, ARDEN, NC 28704-8594
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058530160
Date	Jan 10, 2020
Book Page	5853/0160

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 14 Chartwell Ln was $4,001, up 4.7% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,001.00 (+4.71%)	$620,800 Land $139,400 Building $481,400	$620,800 Land $139,400 Building $481,400
2024	$3,821.00 (+3.3%)
2023	$3,699.00	$620,800	$620,800 Land $139,400 Building $481,400
2021			$620,800 Land $139,400 Building $481,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Chartwell Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Chartwell Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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