32 Charles St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 32 Charles St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,394 sqft · built 1909
Lot Size	0.057 acres (2,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jan 2024)
Tax Bill	$9,284 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00098-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`02-00098-0000-00031`
Alternative APN	`020009800031`

Interior

Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	2,465 sqft (0.057 acres)
Lot Dimensions	85 ft deep x 29 ft wide

Location & Zoning

Old Parcel Number	020009800031
Street Address	32 CHARLES ST
City	BLOOMFIELD
State	NJ
Zip	07003-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	29 X 85
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	98
Legal Lot Number	31
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1007
Census Tract	15700

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jan 11, 2024	Deed, Transfer · Conventional Mortgage NMSI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Document Number	20242231
Prior Transfer Date	Sep 21, 2011
Prior Transfer Doc	0011068271
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	32 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHARLES ST, BLOOMFIELD, NJ 07003-4710

Mortgage

Document Number	0000066001
Date	Nov 7, 2024
Instrument	2024066001

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 11, 2024
Property Address	32 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Document Number	0000002231
Instrument Date	Dec 21, 2023
Instrument	2024002231
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 ARLINGTON AVE APT 111, 111, BLOOMFIELD, NJ 07003-4791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHARLES ST, BLOOMFIELD, NJ 07003-4710

Mortgage

Document Number	0000002232
Date	Jan 11, 2024
Instrument	2024002232

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,100 (-) Land $69,200 Building $196,900	$266,100 (-) Land $69,200 Building $196,900
2025	$9,284.00 (+2.86%)	$266,100 (-) Land $69,200 Building $196,900	$266,100 (-) Land $69,200 Building $196,900
2024	$9,026.00 (+5.94%)
2023		$266,100 (-) Land $69,200 Building $196,900	$266,100 (-) Land $69,200 Building $196,900
2022	$8,520.00 (+1.88%)	$266,100 Land $69,200 Building $196,900	$266,100 Land $69,200 Building $196,900
2021	$8,363.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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