30 Charles St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 30 Charles St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,016 sqft · built 1909
Lot Size	0.055 acres (2,378 sqft)
Owner	2 Individual Names on File
Last Sale	$486,000 (Nov 2024)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00098-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`02-00098-0000-00030`
Alternative APN	`020009800030`

Interior

Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	2,378 sqft (0.055 acres)
Lot Dimensions	85 ft deep x 28 ft wide

Location & Zoning

Old Parcel Number	020009800030
Street Address	30 CHARLES ST
City	BLOOMFIELD
State	NJ
Zip	07003-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	28 X 85
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	98
Legal Lot Number	30
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1007
Census Tract	15700

Owner

30 Charles St is owned and occupied by two individuals who bought it in November 2024.

Source: Essex County and Bloomfield Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 30, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA
Feb 16, 2017	Grant Deed, Transfer WESTCOR LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Mar 7, 2024 · Amount on File
Deed Document Number	202465614
Record Updated	Oct 29, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 6, 2024
Property Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Document Number	0000065614
Instrument Date	Sep 10, 2024
Instrument	2024065614
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, ULTIMATE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 HADLEY AVE, CLIFTON, NJ 07011-3371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710

Mortgage

Document Number	0000065615
Date	Nov 6, 2024
Instrument	2024065615

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 7, 2024
Property Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Document Number	0000013478
Instrument Date	Feb 29, 2024
Instrument	2024013478
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710

Mortgage

Document Number	0000013480
Date	Mar 7, 2024
Instrument	2024013480

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000013482
Date	Mar 7, 2024
Instrument	2024013482

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2029

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 30, 2017
Property Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Document Number	0000057016
Instrument Date	Jun 7, 2017
Instrument	57016
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Tax	$256.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 CHARLES ST BLOOMFIELD NJ 070034710, BLOOMFIELD, NJ 07003-4710

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 16, 2017
Property Address	30 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Document Number	0000014736
Instrument Date	Nov 28, 2016
Instrument	14736
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 WINDING HILL DR HACKETTSTOWN NJ 078405671, HACKETTSTOWN, NJ 07840-5671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 30 Charles St was $10,143, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,700 (-) Land $77,800 Building $212,900	$290,700 (-) Land $77,800 Building $212,900
2025	$10,143.00 (+2.87%)	$290,700 Land $77,800 Building $212,900	$290,700 Land $77,800 Building $212,900
2024	$9,860.00
2023		$290,700 Land $77,800 Building $212,900	$290,700 Land $77,800 Building $212,900
2022	$9,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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