18 Charles St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 18 Charles St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,892 sqft · built 1900
Lot Size	0.144 acres (6,251 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jan 2024)
Tax Bill	$13,468 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00098-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`02-00098-0000-00023`
Alternative APN	`020009800023`

Interior

Stories	2 Stories
Building Area	1,892 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020009800023
Street Address	18 CHARLES ST
City	BLOOMFIELD
State	NJ
Zip	07003-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	50 X 125
Legal Block	98
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1007
Census Tract	15700

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Commercial Mortgage BCC ST LLC
Jan 8, 2024	Deed, Transfer · Commercial Mortgage SENTINEL SECURITY LIFE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	20241221
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	WORLDWIDE TITLE GROUP LLC, WORLDWIDE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CLIFF RD, SEWAREN, NJ 07077-1407

Mortgage

Document Number	0000020590
Date	Apr 1, 2025
Instrument	2025020590

Lender

Name	BCC ST LLC
Type	Non-Lending Institution
Address	NEWARK, NJ 07102

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 8, 2024
Property Address	18 CHARLES ST, BLOOMFIELD, NJ 07003-4710
Document Number	0000001221
Instrument Date	Dec 5, 2023
Instrument	2024001221
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 HARTFORD AVE W, UXBRIDGE, MA 01569-3157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHARLES ST, BLOOMFIELD, NJ 07003-4710

Mortgage

Document Number	0000001222
Date	Jan 8, 2024
Instrument	2024001222

Lender

Name	SENTINEL SECURITY LIFE INSURANCE CO
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,200 (+14.82%) Land $107,300 Building $335,900	$443,200 (+14.82%) Land $107,300 Building $335,900
2025	$13,468.00 (+2.86%)	$386,000 (-) Land $107,300 Building $278,700	$386,000 (-) Land $107,300 Building $278,700
2024	$13,093.00 (+5.94%)
2023		$386,000 (-) Land $107,300 Building $278,700	$386,000 (-) Land $107,300 Building $278,700
2022	$12,359.00 (+1.88%)	$386,000 Land $107,300 Building $278,700	$386,000 Land $107,300 Building $278,700
2021	$12,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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