32 Carriage Dr, Foothill Ranch, CA 92610 Property Records

Orange County property record for 32 Carriage Dr, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,573 sqft · built 1994
Lot Size	0.073 acres (3,195 sqft)
Owner	2 Individual Names on File
Last Sale	$1,070,000 (Oct 2025)
Tax Bill	$8,695 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`612-101-65`

Property Details

APN / Parcel Number

Primary APN	`612-101-65`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,573 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	3,195 sqft (0.073 acres)
Garage Area	361 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	32 CARRIAGE DR
City	FOOTHILL RANCH
State	CA
Zip	92610-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14881 BLK LOT 79
Legal Subdivision	TRACT NO 14881
Legal Tract	14881
Legal Lot Number	79
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4003
Census Tract	52422

Owner

32 Carriage Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Oct 8, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 27, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Jan 27, 2021 · Amount on File
Deed Document Number	2025276849
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000354963
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418

Mortgage

Document Number	0000008476
Date	Jan 16, 2024
Instrument	2024000008476

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2025
Property Address	32 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Document Number	0000276849
Map Reference	MB 708 PG 31-35
Instrument Date	Sep 17, 2025
Instrument	2025000276849
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 CARRIAGE DR, LAKE FOREST, CA 92610-2418

Mortgage

Document Number	0000276850
Date	Oct 8, 2025
Instrument	2025000276850

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 27, 2021
Property Address	32 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Document Number	0000059234
Map Reference	MB 708 PG 31-35
Instrument Date	Dec 22, 2020
Instrument	2021000059234
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418

Mortgage

Document Number	0000059235
Date	Jan 27, 2021
Instrument	2021000059235

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 32 Carriage Dr was $8,695.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,070,000 (+29.22%) Land $842,607 Building $227,393
2025	$8,695.00	$828,060 Land $623,818 Building $204,242
2023	$8,337.00 (+1.82%)	$795,906 Land $599,594 Building $196,312
2022	$8,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Carriage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Carriage Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks.

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