Cecil County property record for 32 Bluffs Dr, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,164 sqft · built 1994 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,500 (Nov 2014) |
| Tax Bill | $3,081 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-039786 |
| Primary APN | 07-039786 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,164 sqft Total Area |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Pool Area | 450 sqft |
| Deck Area | 80 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 039786 |
|---|---|
| Street Address | 32 BLUFFS DR |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 17 - 1.262 ACRE 32 BLUFF DRIVE THE BLUFFS |
| Legal Subdivision | THE BLUFFS |
| Legal Lot Number | 17 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31201 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2014 · Amount on Record |
| Deed Sale | Nov 20, 2014 · Amount on Record |
| Prior Sale | Oct 27, 2014 · Amount on Record |
| Deed Book / Page | 3648 / 272 |
| Prior Transfer Date | Jul 21, 2014 |
| Prior Transfer Doc | 0036380113 |
| Record Updated | Oct 29, 2026 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,081.00 (+5.19%) | $278,600 (+6.24%) Land $74,300 Building $204,300 | $278,600 (-) Land $74,300 Building $204,300 |
| 2025 | $2,929.00 (+54.65%) | $262,233 (+14.26%) | $278,600 (+21.39%) Land $74,300 Building $204,300 |
| 2023 | $1,894.00 | $229,500 Land $74,300 Building $155,200 | $229,500 Land $74,300 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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