Cecil County property record for 29 Bluffs Dr, Conowingo, MD 21918 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,344 sqft · built 1992 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Feb 1994) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-039751 |
| Primary APN | 07-039751 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,344 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 72,745 sqft (1.67 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 039751 |
|---|---|
| Street Address | 29 BLUFFS DR |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 - 1.672 ACRE 29 BLUFF DRIVE THE BLUFFS |
| Legal Subdivision | THE BLUFFS |
| Legal Lot Number | 15 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31201 |
Source: Cecil County records · APN 07-039751
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 1994 · Amount on Record |
| Deed Sale | Feb 04, 1994 · Amount on Record |
| Prior Sale | Apr 30, 1992 · Amount on Record |
| Deed Book / Page | 477 / 165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 20, 2026 |
| Property Address | 29 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Document Number | 5788000355 |
| Book / Page | 5788 / 355 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 29 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Document Number | 5788000355, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 5788/355 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 18, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,300 (+6.26%) Land $78,400 Building $221,900 | $300,300 (-) Land $78,400 Building $221,900 | |
| 2025 | $3,003.00 (+43.68%) Homeowner's exemption | $282,600 (+14.32%) | $300,300 (+21.48%) Land $78,400 Building $221,900 |
| 2023 | $2,090.00 Homeowner's exemption | $247,200 Land $78,400 Building $168,800 | $247,200 Land $78,400 Building $168,800 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150312011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured 24 under condo master policies |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012, other causes, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Armstrong Holdings | Cable | 750 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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