Cecil County property record for 14 Bluffs Dr, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,028 sqft · built 1998 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (May 2016) |
| Tax Bill | $2,828 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-039816 |
| Primary APN | 07-039816 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,028 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 039816 |
|---|---|
| Street Address | 14 BLUFFS DR |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 20 - 1.131 ACRE 14 BLUFF DRIVE THE BLUFFS |
| Legal Subdivision | THE BLUFFS |
| Legal Lot Number | 20 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31201 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2016 · Amount on Record |
| Deed Sale | May 9, 2016 · Amount on Record |
| Prior Sale | Jun 17, 2002 · Amount on Record |
| Deed Book / Page | 3882 / 214 |
| Last Transfer Date | Aug 18, 2020 |
| Transfer Doc | 0046690433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 31, 2020 |
| Property Address | 14 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Document Number | 0046690433 |
| Book / Page | 4669 / 433 |
| Map Reference | MB 147 FO 219 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 BLUFFS DR, CONOWINGO, MD 21918-1714 |
| Document Number | 0004669438 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 4669/438 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,828.00 (+5.01%) | $255,300 (+6.11%) Land $73,000 Building $182,300 | $255,300 (-) Land $73,000 Building $182,300 |
| 2025 | $2,693.00 (+59.16%) | $240,600 (+13.92%) | $255,300 (+20.88%) Land $73,000 Building $182,300 |
| 2023 | $1,692.00 | $211,200 Land $73,000 Building $138,200 | $211,200 Land $73,000 Building $138,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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