32 Bay Rdg, Springfield, IL 62712 Property Records

Sangamon County property record for 32 Bay Rdg, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Tax Bill	$11,866 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-03.0-176-002`

Property Details

APN / Parcel Number

Primary APN	`29-03.0-176-002`
Alternative APN	`29030176002 (CHECK DIGIT = 5)`

Exterior

Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	29030176002
Street Address	32 BAY RDG
City	SPRINGFIELD
State	IL
Zip	62712-8608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 26 SEC 3 SOUTH SIXTH ST BRIDGE AREA (AKA BAY RIDGE) SPFLD LAKE LANDS (28320 SQ FT)3-14-5
Legal Range	05
Legal Township	14
Legal Section	03
Legal Tract	26
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4041
Census Tract	3100

Owner

32 Bay Rdg is owned and occupied by an individual.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	32 BAY RDG, SPRINGFIELD, IL 62712-8608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	32 BAY RDG, SPRINGFIELD, IL 62712-8608
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R17883
Date	Aug 27, 2019
Instrument	2019R17883

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Bay Rdg was $11,866 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,866.00	$180,055 Land $60,520 Building $119,535	$540,165 Land $181,560 Building $358,605
2022	$10,573.00 Homeowner's exemption	$145,502 Land $48,906 Building $96,596	$436,506 Land $146,718 Building $289,788

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Bay Rdg in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Bay Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60

May also be available: Nextlink.

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