Sangamon County property record for 16 Bay Rdg, Springfield, IL 62712
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,701 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $13,907 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-03.0-176-006 |
| Primary APN | 29-03.0-176-006 |
|---|---|
| Alternative APN |
|
| Lot Area | 45,701 sqft (1.04 acres) |
|---|
| Account Number | 29030176006 |
|---|---|
| Street Address | 16 BAY RDG |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62712-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 30 SEC 3 SOUTH SIXTH ST BRIDGE AREA (AKA BAY RIDGE) SPFLD LAKE LANDS 3-14-5 |
| Legal Range | 05 |
| Legal Township | 14 |
| Legal Section | 03 |
| Legal Subdivision | BAY RIDGE AREA OF LAKELANDS |
| Legal Tract | 30 |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 3100 |
16 Bay Rdg is held in a trust since April 2004.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 728 E FOSTER AVE, ROSELLE, IL 60172-3035 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2004 |
| Deed Sale | Apr 19, 2004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 16 BAY RDG, SPRINGFIELD, IL 62712-8608 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R12861 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022R12861 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 16 Bay Rdg was $13,907.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Ball-Chatham Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,907.00 | $203,987 Land $68,296 Building $135,691 | $611,961 Land $204,888 Building $407,073 |
| 2022 | $11,695.00 | $153,025 Land $55,189 Building $97,836 | $459,075 Land $165,567 Building $293,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 Bay Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Bay Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
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