12 Bay Rdg, Springfield, IL 62712 Property Records

Sangamon County property record for 12 Bay Rdg, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2012)
Tax Bill	$17,639 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-03.0-176-007`

Property Details

APN / Parcel Number

Primary APN	`29-03.0-176-007`
Alternative APN	`29030176007 (CHECK DIGIT = 6)`

Exterior

Lot Area	50,094 sqft (1.15 acres)

Location & Zoning

Account Number	29030176007
Street Address	12 BAY RDG
City	SPRINGFIELD
State	IL
Zip	62712-8608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 31 SEC 3 SOUTH SIXTH ST BRIDGE AREA (AKA BAY RIDGE) SPFLD LAKE LANDS 3-14-5
Legal Range	05
Legal Township	14
Legal Section	03
Legal Subdivision	SOUTH 06 STREET BRIDGE AREA
Legal Tract	31
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4041
Census Tract	3100

Owner

12 Bay Rdg is owned and occupied by an individual who bought it in September 2012.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12 BAY RDG, SPRINGFIELD, IL 62712-8608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit CEFCU
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2012 · Amount on File
Deed Sale	Sep 25, 2012 · Amount on File
Prior Sale	Aug 2, 2004
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 BAY RDG, SPRINGFIELD, IL 62712-8608
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R02227
Date	Feb 14, 2024
Instrument	2024R02227

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 BAY RDG, SPRINGFIELD, IL 62712-8608
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R25590
Date	Sep 16, 2021
Instrument	2021R25590

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 BAY RDG, SPRINGFIELD, IL 62712-8608
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R23060
Date	Oct 22, 2019
Instrument	2019R23060

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	May 10, 2033

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 BAY RDG, SPRINGFIELD, IL 62712-8608
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R14179
Date	Jun 6, 2017
Instrument	2017R14179

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Nov 26, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Bay Rdg was $17,639 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,639.00	$264,730 Land $70,707 Building $194,023	$794,190 Land $212,121 Building $582,069
2022	$14,446.00 Homeowner's exemption	$195,020 Land $57,140 Building $137,880	$585,060 Land $171,420 Building $413,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Bay Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Bay Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Nextlink, Rise Broadband.

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