32 Arnold Ave, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 32 Arnold Ave, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	3,847 sqft · built 2001
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$817,500 (Jul 2001)
Tax Bill	$27,141 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02210-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`07-02210-0000-00018`
Alternative APNs	`070221000018` `121030`

Interior

Stories	1 Story
Building Area	3,847 sqft Living Area
1st Floor Area	3,847 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	120 ft deep x 100 ft wide

Location & Zoning

Account Number	121030
Street Address	32 ARNOLD AVE
City	CLOSTER
State	NJ
Zip	07624-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.31 AC
Legal Subdivision	CLOSTER VILLAGE SEC 1
Legal Block	2210
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2008
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records · APN 07-02210-0000-00018

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 ARNOLD AVE, CLOSTER, NJ 07624-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2001 · Amount on Record
Deed Sale	Jul 24, 2001 · Amount on Record
Prior Sale	Nov 28, 2000
Deed Book / Page	8384 / 884
Prior Transfer Date	Sep 29, 1999
Prior Transfer Doc	0000170110
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 ARNOLD AVE, CLOSTER, NJ 07624-2926
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047270732
Date	Jun 29, 2022
Book Page	4727/732
Instrument	2022065843

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,535,600 (+17.23%) Land $629,500 Building $906,100	$1,535,600 (+17.23%) Land $629,500 Building $906,100
2025	$27,141.00 (+2.54%)	$1,309,900 (+8.02%) Land $594,500 Building $715,400	$1,309,900 (+8.02%) Land $594,500 Building $715,400
2024	$26,469.00 (+7.4%)
2023		$1,212,700 Land $554,500 Building $658,200	$1,212,700 Land $554,500 Building $658,200
2022	$24,646.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.