Bergen County and Closter Borough property record for 38 Arnold Ave, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 4,146 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,585,000 (May 2005) |
| Tax Bill | $29,727 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02210-0000-00017 |
| Primary APN | 07-02210-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,146 sqft Living Area |
| 1st Floor Area | 4,146 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Account Number | 121040 |
|---|---|
| Street Address | 38 ARNOLD AVE |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.31 AC |
| Legal Subdivision | CLOSTER VILLAGE SEC 1 |
| Legal Block | 2210 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records · APN 07-02210-0000-00017
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ARNOLD AVE, CLOSTER, NJ 07624-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT BANK |
| Apr 30, 2018 | Deed of Trust, Mortgage PROVIDENT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2005 · Amount on Record |
| Deed Sale | May 16, 2005 · Amount on Record |
| Prior Sale | Jun 22, 2004 · Amount on Record |
| Deed Book / Page | 8812 / 629 |
| Prior Transfer Date | Nov 12, 2002 |
| Prior Transfer Doc | 8551000676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 ARNOLD AVE, CLOSTER, NJ 07624-2926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032611219 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 3261/1219 |
| Instrument | 19-035814 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 ARNOLD AVE, CLOSTER, NJ 07624-2926 |
| Document Number | 0029410911 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2018 |
| Title Company | FOUNDATION TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 ARNOLD AVE CLOSTER NJ 076242926, CLOSTER, NJ 07624-2926 |
| Document Number | 0029410911 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 002941/000911 |
| Instrument | 34172 |
| Name | PROVIDENT BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,785,000 (+24.42%) Land $629,500 Building $1,155,500 | $1,785,000 (+24.42%) Land $629,500 Building $1,155,500 | |
| 2025 | $29,727.00 (+2.28%) | $1,434,700 (+7.7%) Land $594,500 Building $840,200 | $1,434,700 (+7.7%) Land $594,500 Building $840,200 |
| 2024 | $29,065.00 (+6.93%) | ||
| 2023 | $1,332,100 Land $554,500 Building $777,600 | $1,332,100 Land $554,500 Building $777,600 | |
| 2022 | $27,181.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 332 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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