Bergen County and Closter Borough property record for 14 Arnold Ave, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,384 sqft · built 1997 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (May 2019) |
| Tax Bill | $26,772 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02211-0000-00032 |
| Primary APN | 07-02211-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,384 sqft Living Area |
| 1st Floor Area | 3,384 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Account Number | 122030 |
|---|---|
| Street Address | 14 ARNOLD AVE |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.26 AC |
| Legal Subdivision | CLOSTER VILLAGE SEC 1 |
| Legal Block | 2211 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 ARNOLD AVE, CLOSTER, NJ 07624-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| May 29, 2019 | Grant Deed, Transfer LANDSTAR TITLE AGENCY INC, LANDSTAR TITLE AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2000 · Amount on Record |
| Deed Document Number | 201933265 |
| Deed Book / Page | 3252 / 2365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 ARNOLD AVE, CLOSTER, NJ 07624-2903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0044651582 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 4465/1582 |
| Instrument | 2021172402 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 ARNOLD AVE, CLOSTER, NJ 07624-2903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0035980453 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 3598/453 |
| Instrument | 20-048673 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 29, 2019 |
| Property Address | 14 ARNOLD AVE, CLOSTER, NJ 07624-2903 |
| Document Number | 0032522365 |
| Book / Page | 003252 / 002365 |
| Instrument Date | May 9, 2019 |
| Instrument | 33265 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2019 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDSTAR TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ARNOLD AVE CLOSTER NJ 076242903, CLOSTER, NJ 07624-2903 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,431,700 (+10.8%) Land $604,000 Building $827,700 | $1,431,700 (+10.8%) Land $604,000 Building $827,700 | |
| 2025 | $26,772.00 (+2.89%) | $1,292,100 (+8.45%) Land $569,000 Building $723,100 | $1,292,100 (+8.45%) Land $569,000 Building $723,100 |
| 2024 | $26,020.00 (+14.52%) | ||
| 2023 | $1,191,400 Land $529,000 Building $662,400 | $1,191,400 Land $529,000 Building $662,400 | |
| 2022 | $22,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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