Charleston County property record for 32 Ann St, #B, Charleston, SC 29403
| Property Type | Commercial Condominium |
|---|---|
| Details | 4,665 sqft · built 1978 |
| Lot Size | 0.188 acres (8,214 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,945,019 (Feb 2024) |
| Tax Bill | $45,620 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-12-02-105 |
| Primary APN | 460-12-02-105 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,665 sqft Building Perimeter |
| 1st Floor Area | 4,665 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 8,214 sqft (0.188 acres) |
| Lot Dimensions | 74 ft deep x 111 ft wide |
| Heating System | Heat Pump |
|---|
| Street Address | 32 ANN ST, B |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-6212 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Condominium |
| Legal Description | SUBDIVISION NAME -SOUTH CAROLINA RAILROAD BUILDING DESCRIPTION -UNIT B % OWNERSHIP OF COMM ELEM 18.3% SITE NAME -S C RAILROAD |
| Legal Subdivision | SOUTH CAROLINA RAILROAD BUILDING |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Aiken, William, House and Associated Railroad Structures listed 1966 · 9 contributing resources · National Historic Landmark (designated 1963) · NRIS 66000698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 32 ANN ST, B, CHARLESTON, SC 29403-6212 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 14, 2024 | Special Warranty Deed, Transfer · Commercial Mortgage SOUTHERN FIRST BANK NA |
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Oct 1, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on Record |
| Deed Sale | Feb 14, 2024 · Amount on Record |
| Prior Sale | Oct 1, 2019 · Amount on Record |
| Deed Book / Page | 1228 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 14, 2024 |
| Property Address | 32 ANN ST # B, B, CHARLESTON, SC 29403-6212 |
| Document Number | 0012280313 |
| Book / Page | 1228 / 313 |
| Map Reference | MB E-196 PG 118 |
| Instrument Date | Jan 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,058.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 ANN ST # B, B, CHARLESTON, SC 29403-6212 |
| Document Number | 0012280314 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 1228/314 |
| Name | SOUTHERN FIRST BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 32 ANN ST # B, B, CHARLESTON, SC 29403-6212 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2170 ASHLEY PHOSPHATE RD 3RD 3RD, 33, NORTH CHARLESTON, SC 29406-4190 |
| Document Number | 0010580843 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 1058/843 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 18, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 1, 2019 |
| Property Address | 32 ANN ST # B, B, CHARLESTON, SC 29403-6212 |
| Document Number | 0826/0011 |
| Book / Page | 000826 / 000011 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2170 ASHLEY PHOSPHATE ROAD 3RD F NORTH CHARLESTON SC 29406, NORTH CHARLESTON, SC 29406 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,620.00 (+44.92%) | $2,766,600 (+2,392.43%) Land $310,000 Building $2,456,600 | $2,766,600 (+49.55%) Land $310,000 Building $2,456,600 |
| 2024 | $31,479.00 (+7.4%) | $111,000 (-) | |
| 2022 | $29,311.00 | $111,000 | $1,850,000 (-) Land $310,000 Building $1,540,000 |
| 2020 | $1,850,000 Land $310,000 Building $1,540,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 units insured incl. 13 condo units |
| Nearby Flood Claims | 31 (1982–2016) |
| Claims Outside the SFHA | 3 of 31 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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