3 Ann St, Charleston, SC 29403 Property Records

Charleston County property record for 3 Ann St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,466 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Jan 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`459-13-01-028`

Property Details

APN / Parcel Number

Primary APN	`459-13-01-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,466 sqft Living Area
1st Floor Area	1,314 sqft
Upper Floors Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 49 ft wide
Porch	Slab
Porch Area	362 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 ANN ST
City	CHARLESTON
State	SC
Zip	29403-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -3 3 1/2 ANN
Legal Subdivision	PLAT OF EIGHT LOTS
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2005
Census Tract	700

Owner

3 Ann St is owned and occupied by two individuals who acquired it in July 2016.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 ANN ST, CHARLESTON, SC 29403-6205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 7, 2016
Transfer Doc	0610/0202
Record Updated	Oct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 13, 2017
Property Address	3 ANN ST, CHARLESTON, SC 29403-6205
Document Number	0610/0202
Book / Page	000610 / 000202
Instrument Date	Jul 7, 2016
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ANN ST CHARLESTON SC 294036205, CHARLESTON, SC 29403-6205

Tax Assessment & Valuation

The 2025 property tax bill for 3 Ann St was $2,963, up 12% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,963.00 (+12.02%)	$609,871 (+2,916.18%) Land $446,644 Building $163,227	$1,479,000 Land $849,400 Building $629,600
2024	$2,645.00	$20,220
2022	$2,468.00	$20,220	$752,500 Land $551,100 Building $201,400
2020			$752,500 Land $551,100 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Ann St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	82 units insured incl. 13 condo units
Nearby Flood Claims	31 (1982–2016)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims Hurricane Hugo, Sep 1989 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20