Charleston County property record for 1 Ann St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,298 sqft · built 1840 |
| Owner | Individual Name on File |
| Last Sale | $1,750,000 (Jun 2022) |
| Tax Bill | $8,788 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 459-13-01-170 |
| Primary APN | 459-13-01-170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 1,609 sqft |
| Year Built | Built 1840 |
|---|---|
| Architectural Style | Victorian |
| Foundation Type | Slab (Mat/Raft) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1 ANN ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB 0904 MAPPLATP 996 SUBDIVISIONNAME 1 & 1 1/2 ANN STREE HPR LOT UNIT 1 PERCENTAGE IS 75.00% |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 700 |
1 Ann St is owned and occupied by an individual who bought it in June 2022.
Source: Charleston County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 ANN ST, CHARLESTON, SC 29403-6205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 0001117566 |
| Deed Book / Page | 1117 / 566 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jun 17, 2022 |
| Property Address | 1 ANN ST, CHARLESTON, SC 29403-6205 |
| Document Number | 0011170566 |
| Book / Page | 1117 / 566 |
| Map Reference | MB 904 PG 996 |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 ANN ST, CHARLESTON, SC 29403-6205 |
| Document Number | 0001117573 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 1117/573 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | May 25, 2029 |
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,788.00 | $70,000 | |
| 2022 | $4,199.00 | $35,000 | $875,000 Land $469,438 Building $405,562 |
| 2020 | $1,750,000 Land $550,000 Building $1,200,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Ann St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 69 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 units insured incl. 13 condo units |
| Nearby Flood Claims | 31 (1982–2016) |
| Claims Outside the SFHA | 3 of 31 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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