32 Abaco Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 32 Abaco Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,020 sqft · built 2002
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$3,500,000 (Nov 2018)
Tax Bill	$37,379 (2023)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16060-001-0050`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16060-001-0050`
Alternative APN	`1080097`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,020 sqft Living Area
Gross Area	4,000 sqft
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	6.1 ft deep x 8 ft wide
Garage Type	Finished
Garage Area	484 sqft

Exterior Amenities

Porch	Porch
Porch Area	980 sqft
Patio Area	96 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1080097
Street Address	32 ABACO LN
City	INLET BEACH
State	FL
Zip	32461-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 1 REPLAT OF PORTION OF BLK 1,2&6 ROSEMARY BCH PH 2 PB 12-18 & A PORTION OF PARCEL C & S BELIZE LN ROSEMARY
Legal Range	18W
Legal Township	03S
Legal Section	35
Legal Subdivision	ROSEMARY BEACH PH 1
Legal Phase	1-2,5
Legal Block	1,2&6,5
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County assessment roll, APN 35-3S-18-16060-001-0050, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	108 SELBY DR, MADISON, MS 39110-9437
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	2018000038744
Deed Book / Page	3090 / 3108
Record Updated	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 20, 2018
Property Address	32 ABACO LN, INLET BEACH, FL 32461-5000
Document Number	0030903108
Book / Page	3090 / 3108
Map Reference	MB12 PG32
Instrument Date	Nov 15, 2018
Instrument	2018000038744
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7304 KINGS MOUNTAIN CIR, 7304, VESTAVIA, AL 35242-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 SELBY DR, MADISON, MS 39110-9437

Mortgage

Document Number	2018000038745
Date	Nov 20, 2018
Instrument	2018000038745

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Walton County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,729,254 (-1.8%) Land $1,102,500 Building $3,626,754	$4,729,254 (-1.8%) Land $1,102,500 Building $3,626,754
2023	$37,379.00 (+9.05%)	$4,815,913 (+12.57%) Land $950,250 Building $3,865,663	$4,815,913 (+12.57%) Land $950,250 Building $3,865,663
2022	$34,277.00	$4,278,201 Land $817,225 Building $3,460,976	$4,278,201 Land $817,225 Building $3,460,976

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 429 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber	2,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1660596, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.