32 2nd St, Cramerton, NC 28032 Property Records

Gaston County property record for 32 2nd St, Cramerton, NC 28032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (Sep 2026)
Tax Bill	$1,701 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`16003A15300`

Property Details

APN / Parcel Number

Primary APN	`16003A15300`
Alternative APNs	`1680044` `195892`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	5,663 sqft (0.13 acres)
Porch	Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 2ND ST
City	CRAMERTON
State	NC
Zip	28032-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BURLINGTON /CRAMERTON BLK 2 L 17 16 003A 153 00 000
Legal Subdivision	BURLINGTON MILLS CORPORATION
Legal Block	2
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1041
Census Tract	32202

Owner

Source: Gaston County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 2ND ST, CRAMERTON, NC 28032-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
May 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	202610777
Deed Book / Page	5669 / 2243
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 15, 2026
Property Address	32 2ND ST, CRAMERTON, NC 28032-1504
Document Number	0000010777
Book / Page	5669 / 2243
Instrument Date	Sep 13, 2026
Instrument	202610777
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	LEGACY TITLE GROUP, LEGACY GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 2ND ST, CRAMERTON, NC 28032-1504

Mortgage

Document Number	0000010777,
Date	Sep 15, 2026
Book Page	5669/2246
Instrument	202610777

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 23, 2019
Property Address	32 2ND ST, CRAMERTON, NC 28032-1504
Document Number	0050430983
Book / Page	005043 / 000983
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1045 GREEN POND RD CLOVER SC 297107615, CLOVER, SC 29710-7615

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,701.00 (-1.22%)	$165,370 (+1.26%) Land $24,000 Building $141,370
2023	$1,722.00	$163,310 Land $24,000 Building $139,310
2021			$77,240 Land $18,000 Building $59,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2013–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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