31 2nd St, Cramerton, NC 28032 Property Records

Gaston County property record for 31 2nd St, Cramerton, NC 28032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2024)
Tax Bill	$3,415 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16003A14800`

Property Details

APN / Parcel Number

Primary APN	`16003A14800`
Alternative APN	`195887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,881 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	4,792 sqft (0.11 acres)
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	31 2ND ST
City	CRAMERTON
State	NC
Zip	28032-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BURLINGTON /CRAMERTON BLK 3 L 2 16 003A 148 00 000
Legal Subdivision	BURLINGTON CRAMERTON
Legal Block	3
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1042
Census Tract	32202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 2ND ST, CRAMERTON, NC 28032-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 31, 2021	Warranty Deed, Transfer
Jun 30, 2021	Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE
Jun 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Book / Page	5458 / 1523
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 1, 2024
Property Address	31 2ND ST, CRAMERTON, NC 28032-1503
Document Number	0054581523
Book / Page	5458 / 1523
Map Reference	MB 8 PG 32
Instrument Date	Feb 1, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 EAGLE RD, BELMONT, NC 28012-3717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 2ND ST, CRAMERTON, NC 28032-1503

Mortgage

Document Number	0054581526
Date	Feb 1, 2024
Instrument	5458/1526

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	5-Year TN
Max Rate	12.7%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 31, 2021
Property Address	31 2ND ST, CRAMERTON, NC 28032-1503
Document Number	0052611758
Book / Page	5261 / 1758
Map Reference	MB 8 PG 32
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7314 FIRESPIKE RD, 7314, CHARLOTTE, NC 28277-1959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 EAGLE RD, BELMONT, NC 28012-3717

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 30, 2021
Property Address	31 2ND ST, CRAMERTON, NC 28032-1503
Document Number	0052421186
Book / Page	5242 / 1186
Map Reference	MB 8 PG 32
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 UNION RD, 1003, GASTONIA, NC 28054-5524

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 30, 2021
Property Address	31 2ND ST, CRAMERTON, NC 28032-1503
Document Number	0052421047
Book / Page	5242 / 1047
Map Reference	MB 8 PG 32
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 HIGHWAY 8, 750, PELZER, SC 29669-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 UNION RD, GASTONIA, NC 28054-5524

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,415.00 (+122.19%)	$331,910 (+127.69%) Land $24,000 Building $307,910
2023	$1,537.00	$145,770 Land $24,000 Building $121,770
2021			$63,010 Land $18,000 Building $45,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2013–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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