27 2nd St, Cramerton, NC 28032 Property Records

Gaston County property record for 27 2nd St, Cramerton, NC 28032

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 1,104 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jun 2023)
Tax Bill	$116 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16003A14600`

Property Details

APN / Parcel Number

Primary APN	`16003A14600`
Alternative APN	`195885`

Interior

Plumbing Fixtures	2 Plumbing Fixtures

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	27 2ND ST
City	CRAMERTON
State	NC
Zip	28032-1503
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	BURLINGTON /CRAMERTON BLK 3 L 4 16 003A 146 00 000
Legal Subdivision	CRAMERTON MILLS DIVISION
Legal Block	3
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1042
Census Tract	32202

Owner

27 2nd St, vacant land, is owned by two individuals who bought it in June 2023.

Source: Gaston County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 SUNNY MEADOWS BLVD, ARDEN, NC 28704-8819
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage MORTGAGE MORTGAGE
Jun 14, 2023	Warranty Deed, Transfer TRYON TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Jan 28, 1997
Deed Book / Page	5416 / 997
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Oct 1, 2026
Property Address	27 2ND ST, CRAMERTON, NC 28032-1503
Document Number	0000012393
Book / Page	5674 / 4
Instrument Date	Sep 29, 2026
Instrument	202612393
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	ABSTRACT INC, TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 UPPER PATUXENT RIDGE RD, ODENTON, MD 21113-3132

Mortgage

Document Number	0000012393,
Date	Oct 1, 2026
Book Page	5674/4
Instrument	202612393

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Jun 1, 2026
Property Address	27 2ND ST, CRAMERTON, NC 28032-1503
Document Number	5644001321
Book / Page	5644 / 1321
Instrument Date	May 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	ABSTRACT INC, TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 UPPER PATUXENT RIDGE RD, ODENTON, MD 21113-3132

Mortgage

Document Number	5644001321,
Date	Jun 1, 2026
Book Page	5644/1321

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 29, 2027

Interest

Rate	6.3%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 14, 2023
Property Address	27 2ND ST, CRAMERTON, NC 28032-1503
Document Number	0054160997
Book / Page	5416 / 997
Map Reference	MB 8 PG 32
Instrument Date	Jun 13, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 REESE ST, GASTONIA, NC 28056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUNNY MEADOWS BLVD, ARDEN, NC 28704-8819

Tax Assessment & Valuation

The 2026 property tax bill for 27 2nd St was $116.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$116.00	$11,300 Land $11,300
2023	$119.00 (+9.17%)	$11,300 (+32.94%) Land $11,300
2022	$109.00	$8,500 Land $8,500
2021			$8,500 Land $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 27 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2013–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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